So, today I dodged a scam bullet (what was I thinking? But did due diligence and came up sane, thankfully), spoke to some experts, who didn’t have to give me their time for free, but did, great conversation. As a result of that I got into action keeping my company open (it’s owed some money) and filing the proper paperwork, I’ve set up an address service for the company (why the hell I didn’t I do that last year?) and filled in the form to change the company address, so that I can then file the missing paperwork. The authorities were polite, prompt, and gave me 28 days to sort it (which they didn’t have to). A lot, for a company I plan to shut down as soon as I get back the money owed.
I’ve decided to get the refund on my cancelled flights, and confirmed that by email. Sad to not meet with my friends in Nashville, but maybe I can make a longer trip next year.
I also had the estimate for the repair of the other boat that I collided with last month – comes to about 2/3 of that flight refund. Guess I was right to take the refund!
I am at the stage where I have about 10k cash “burning a hole in my pocket” (even besides the stash set aside for lawyers!) so I am vaugely feeling around for 5 year-type investments. What I would like to do is the German version of Funding Circle, but without an auto portfolio manager (like the UK version has) it feels like too much work – manually setting up and managing 100+ small loans including reinvestment of repaid capital + interest). I am reluctant to increase my P2P lending as that would be too much in one basket and too tied to the economies of a few countries. I am not sure what else is on my radar … Not quite got enough to go for property (yet). Could do a “german small / med businesses fund” with the bank that looks like it has a solid track record… or a fund of the biggies… maybe a mix (REALLY shame I didn’t do that last year!!). I’m after a good mix of boring and decent profit. A property based fund was extremely dull in terms of performance low return (half of FC) – but totally linear over time. Super reliable.
Money eh? A nice problem to have, I used to say…not so sure now – but it is very useful – especially when used to buy training/expand knowledge…
Been browsing property in Spain (not yet found a good website with good places) and also summerhouses in Germany. One in Germany that attracts me seems to be in nature, no power, water only from the river :-). In the South East… Dirt cheap, but I’d need a vehicle to get there…. (Can hire, or get motorbike fixed or a new one).
I also phoned to confirm that my updated sailing licence is in the post, and phoned my mother to get my new telephone banking passcode. I got my 2 days holiday, so I’m off work (been going really well) till Wednesday! Whoo hoo!
A super busy day, but methodically sorting lots of my “problems”, and everything is rolling with me, the other people are all ( even the least likely), on my side, and I’m buzzing with possibilities. Thank you! Thank you!